Third Party Only Motorbike Insurance

Third Party motorcycle insurance is the most basic form of cover available for riders in the UK.

Because of that, it’s normally the cheapest option too, but does that mean it’s the best? We don’t think so, despite it serving a purpose for some UK bikers.

What is Third Party motorcycle cover?

Third Party motorbike insurance covers the costs of any damage to the property of other parties involved in an accident that was your fault. It also covers the cost of any medical bills incurred by the third party as a result of the incident.

It sits below Third Party Fire and Theft and Comprehensive motorbike cover at the top of the range.

Why choose Third Party motorbike insurance?

Third Party motorcycle insurance is generally the cheapest form of cover for riders.

That’s because there are fewer occasions when your insurer may have to pay-out, unlike Comprehensive insurance when there are far more occasions when they may have to fork out.

As a result, prices are generally cheaper however that is not always the case, which is why it is worth shopping around for your motorbike insurance; something The Bike Insurer does for you.

Should you choose motorbike insurance based on price alone?

At The Bike Insurer we know that each rider is different and that each rider has a different set of priorities.

That means some riders will choose their insurance cover based on price alone whereas others will base their choice on the individual policy that covers the aspects of riding they’re most concerned with.

The final choice is up to you however you need to make sure that your insurance policy covers what you need, rather than basing your choice on price alone.

For example, while Third Party insurance may be the cheapest, it may be worth paying a little bit more to get Third Party Fire and Theft cover based on motorcycle theft statistics, but the final choice is yours.

And if you find a cheaper motorbike insurance quote anywhere else online, we guarantee to beat it.