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The History Behind Vespa

The Piaggio Company first introduced Vespa in 1946, and the well-known Italian manufacturer has been producing scooters ever since. Due to their affordability, style, and ease of use, Vespas have become a popular mode of transportation worldwide.

Over the decades, Vespa has produced multiple design iterations and models, but its classic, retro-inspired look remains highly recognisable. The idea for this scooter came after World War II when Enrico Piaggio realised that, to increase labour and enhance the economy, workers needed a form of low-cost transport.

Since then, many riders have become accustomed to the bike's beauty and efficiency.

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What is Vespa Scooter Insurance?

Vespa motorbike insurance is coverage specifically tailored for Vespa scooters and their riders.

All Vespa owners must have bike insurance to comply with legal requirements and to help protect them and others when out riding. You can choose between Third Party Only, Third Party Fire & Theft or Comprehensive coverage.

Vespa's Motorbike Range

Vespa offers a wide range of motorbikes. Some popular models include:

Vespa Primavera

Known for its modern design and advanced technology, this classic scooter is very popular amongst riders. Suitable for urban commuting and city riding, these motorbikes come with various engine size options, such as 50cc, 125cc, and 150cc.

Vespa Sprint

The Vespa Spirit is a sporty scooter designed for urban mobility. Popular for its agile handling and responsive performance, this is great for cruising the streets, with engines ranging from 50cc, 125cc, and 150cc.

Vespa GTS

The Vespa GTS is a larger and more powerful scooter which offers a comfortable and luxurious ride. Engine size ranges from 125cc to 300cc.

Vespa Elettrica

The Vespa Elettrica combines Vespa's iconic design with electric propulsion for an eco-friendly alternative. This is ideal for environmentally conscious drivers and those who like a quieter ride!

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What Policy Add-ons Can You Get With Vespa Insurance?

When purchasing Vespa motorcycle insurance, there are various extras that might be available to you directly from your insurer. Note that The Bike Insurer does not provide quotes for these add-ons, you can only buy them after you have viewed the basic policy price quotes we deliver and have selected your preferred provider:

Insurance description

Personal Injury Cover 

This helps cover medical expenses and may compensate for accidents that lead to personal injury.

Accessories Cover

This is designed to protect any motorbike accessories in cases of damage or theft, including helmets, leather, and gear.

Breakdown Cover

This provides roadside assistance, recovery, and onward travel options in the case of a breakdown. 

Legal Protection

This can help to cover legal costs if you need to pursue a claim or protect yourself against third parties.

Replacement Scooter

A replacement scooter is provided whilst yours is being repaired due to damage, fire, or theft.

Insurance description
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How much does Vespa insurance cost?

The cost of your Vespa bike insurance will depend on a variety of factors:

The Model and Year

Newer models of Vespa bikes or those with larger engines and higher performance may have higher premiums due to their more costly repair and replacements.

Driving History

Past accidents or traffic violations on your driving record can higher your insurance premiums.

Rider's Age and Experience

Younger riders may receive higher Vespa motorbike insurance premiums due to their lack of experience and the higher probability of them being involved in road accidents. 

Type of Coverage

Third-party, fire and theft is typically less expensive than Comprehensive insurance. This is due to less protection for your bike and any injuries you sustain in the case of an accident. However, in some cases, comprehensive insurance can be cheaper than Third-party cover. Get some quotes to find out!

How to get a quote for your Vespa with The Bike Insurer

Trusted since 2006, The Bike Insurer is a reliable insurance price comparison website, helping to offer a range of great deals for various motorbikes, including Vespa motorcycle insurance.

We understand what is necessary to meet the needs of riders at an affordable cost. To get a quote from us, we will need the following:

  • Driver details, including your name and address.

  • Your driving history.

  • Additional rider(s) information.

  • Your age and location.

  • Your license type and level of insurance cover required.

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FAQs

Can I make changes to my Vespa insurance policy during the coverage period?

Yes, you can typically do this, although it’s best to confirm with your provider. This could include adjusting your coverage level or adding policy extras.

Are there any discounts available for Vespa insurance?

Discounts may be available from some insurance providers. This may be offered for safe riding records, completing training courses, installing security devices on your Vespa, or paying annually.

How can I reduce the cost of my Vespa insurance?

There are different ways to help keep your insurance premiums lower. Be sure to store your Vespa securely, ideally in a locked garage or if it is kept outside consider installing a proper ground anchor. Fitting recognised alarms and tracking devices may be taken into account by an insurer when considering the cost of your insurance.

Show insurers you’re willing to pay more by increasing your voluntary excess, but be sure you can afford both the voluntary excess and any compulsory excess should you need to make a claim. And finally, riding safely and building a no-claims bonus is one of the best ways to help keep your insurance premiums as low as possible.